Hailstorms can leave behind more than a noisy memory—they can cause serious harm to your home’s exterior. If you suspect hail damage siding issues, it’s important to know what to look for and how to address it. Documenting any signs of damage, such as dents or cracks, is vital for insurance claims and for planning your next steps.
Checking for Hail Damage: Where to Begin
- Inspect your siding under optimal light conditions—morning or evening light can reveal subtle dents or cracks more easily.
- Take photos for documentation. Even minor marks may escalate over time if not addressed.
- Don’t ignore other areas: Hail can also impact windows, doors, and gutters.
Hail Damage to Vinyl Siding
When hailstones collide with vinyl siding, the most common indicators include:
- Cracks or Splits: Often appear in curved or arched patterns in less-supported sections of the panel.
- Chips: Typically found at the bottom edges where there’s minimal flex.
- Buckling or Warping: Older or lower-quality vinyl can warp more easily after repeated impacts.
Note on large hailstones: If hail was especially big, you may also see punctures where the siding was directly pierced. Remember that a lack of obvious holes doesn’t necessarily mean your vinyl siding is undamaged.
Can Vinyl Siding Be Repaired After Hail Damage?
Yes. In many cases, specific sections of vinyl siding can be repaired or replaced without having to redo an entire wall. Working with a qualified contractor, such as Window World of Joliet, can help you decide if patch repairs are possible or if it’s more cost-effective to replace the affected panels.
Hail Damage Aluminum Siding
Aluminum siding often shows dent marks that can be quite visible if the surface is smooth. With a textured or wood-grain pattern, damage might be harder to spot. Look for:
- Obvious dents where hailstones made direct impact.
- Chipped paint or oxidation (chalky residue) that signals deterioration.
- Gaps or uneven sections caused by repeated hail strikes.
Tip: Use a bright light or hose down the siding to make indentations more pronounced.
Metal and Wood Siding Damage
- Wood siding: Large hail can leave dents, break off paint, or crack older boards. Water can then seep into fractures, leading to rot.
- Metal siding: Similar to aluminum siding, hail can dent metal surfaces. The severity depends on hail size and the siding’s thickness.
Wind Damage to Siding
High winds during a storm can loosen or detach siding panels, leaving seams exposed to water. This is often seen alongside hail damage. Signs of wind damage include panels that appear:
- Lifted or curling at the edges
- Out of alignment with surrounding pieces
- Partially detached, allowing air or moisture behind the siding
Is Hail Damage Worth Fixing?
Yes. Unrepaired hail damage can lead to more serious problems, including mold, rot, and increased energy bills. Even minor cracks or dents can weaken your siding’s protective capabilities, so timely repairs are a worthwhile investment.
Will Insurance Cover Hail Damage to Siding?
Insurance coverage varies based on your policy. In many cases, homeowners’ insurance will cover hail damage repairs or replacement, provided you file a timely claim and can document the damage. Here’s how to improve your chances of approval:
- Review Your Policy: Check if hail is listed under covered perils.
- Document the Damage: Photos and written notes provide essential proof.
- File Promptly: Most insurers have time limits on when you can make a claim.
Will Insurance Pay to Replace Siding?
It depends on the extent of the damage and your policy’s provisions. If the hail damage is extensive enough that repairs aren’t feasible, many insurers will cover the cost of a full siding replacement.
Repairing or Replacing Your Siding with Window World of Joliet
Our team offers a range of high-quality siding options to restore your home’s look and performance after a storm. Whether you need a simple panel replacement or a complete exterior overhaul, Window World of Joliet has vinyl siding options for projects of every budget, all backed by an industry leading limited lifetime warranty. Schedule a free in-home consultation to find out if your siding can be repaired or if a full replacement is the better option.
Next Steps After a Hailstorm
- Inspect and Document: Check your siding, windows, doors, and roof as soon as it’s safe. Take photos of any visible damage.
- Contact Your Insurance Provider: Verify coverage for hail damage to siding and begin the claims process if necessary.
- Call a Trusted Professional: If you’re uncertain about the extent of damage, a professional inspection can help you avoid hidden issues.
Get a Free Estimate from Joliet’s Local Leader in Exterior Remodeling
Spotting hail damage siding problems early can prevent costly repairs in the future. If you suspect hail damage to vinyl siding, aluminum siding, or other exterior surfaces, consider getting an expert opinion. Window World of Joliet provides thorough inspections, repair services, and complete siding replacement tailored to your home’s needs.